Worksheets
Worksheet: Costs of Refinancing
|
Cost |
Example |
Lender 1: |
Lender 2: |
|
1. Points |
$1,000 |
_______________ |
_______________ |
|
2. Application Fee |
$350 |
_______________ |
_______________ |
|
3. Title Search and Insurance |
$500 |
_______________ |
_______________ |
|
4. Inspections |
$200 |
_______________ |
_______________ |
|
5. Survey |
$150 |
_______________ |
_______________ |
|
6. Underwriting Fee |
$200 |
_______________ |
_______________ |
|
7. Credit Report |
$50 |
_______________ |
_______________ |
|
8. Appraisal |
$250 |
_______________ |
_______________ |
|
9. Attorney Fees |
$250 |
_______________ |
_______________ |
|
10. Recording Fees and document preparation |
$50 |
_______________ |
_______________ |
| 11. State and local taxes, stamp taxes, transfer taxes. |
? |
_______________ |
_______________ |
| 12. Prepaid Private Mortgage Insurance (PMI) |
? |
_______________ |
_______________ |
|
13. Other (if any) |
? |
_______________ |
_______________ |
|
Total Cost of Refinancing |
$3,000 |
_______________ |
_______________ |
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Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.