Basic Investment Concepts
- Time Value of Money
- The Power of Compound Interest
- Dollar-Cost Averaging
- Pre-tax, After-Tax, Tax-Deferred, and Tax-Free
- The Effects of Inflation
The Effects of Inflation
Inflation happens when there is an increase in the nation's overall price level. It's a measure of how much prices are going up. Since things cost more, each dollar you have is worth less. In order to 'keep up' with inflation, your investments must earn at least the inflation rate.
In order to get ahead, you need to earn more than the inflation rate. See the section Managing Your 401(k) Plan Investments for some ideas on investing your 401(k) plan assets to keep ahead of inflation.
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Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.