Introduction
- People Aren't Saving Enough
- Racking Up Debt
- What You Will Learn in this Section
- Should I Borrow Money?
- Total Cost of Borrowing
- Think Before You Borrow–Key Considerations
- Where Should I Borrow?
Where Should I Borrow?
Once you decide to borrow, look at the different sources of cash that are available to you.
- If you are a homeowner with equity in your home, there are some attractive ways to use the equity in your home as a means of getting cash.
- If you are not a homeowner or have no equity in your home, you still have several different options to consider, such as borrowing from a retirement plan or insurance plan, or taking out a personal loan.
- It may be that you can easily borrow from family members.
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Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.