- Two-Year or Four-Year School?
- If Funds Are Low... Start at a Two-Year School, Then Transfer to a Four-Year School
- College Planning Services
- Cost and Inflation
This strategy is appropriate if you cannot afford the cost of a four-year school. You can minimize college costs if your child attends a two-year school in the freshman and sophomore years. This could give you more time to save for the higher-cost, four-year school.
SUGGESTION: Working with the high school guidance office, your child should develop a list of schools in which he or she is interested and do your research on each of them. You and your child should rank the schools without regard to cost. Then rank them according to what you think you can afford. This process will help you hone in on a school that your child likes and that you can afford.
SUGGESTION: There are services available that match your child's personal profile and needs with the college that fits their unique situation; see the section College Planning Services.
- ARE NOT A DEPOSIT
- ARE NOT FDIC-INSURED
- ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- ARE NOT GUARANTEED BY THE BANK
- MAY GO DOWN IN VALUE
Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.