Other Ways to Supplement Your Retirement Income
- Introduction
- Reverse Mortgage
- Sale and Leaseback of Your Home
- Nonqualified Deferred Compensation Plans
- Income Deferral Programs
- Other Investments for Retirement
- Comparing Taxable and Tax-Exempt Yields
- Capital Gains Tax Rates
- Tax Rate on Dividends
- Comparing Tax-Advantaged Investing to Other Investing
- Investing in Growth Stocks or Growth Mutual Funds
Other Investments for Retirement
Some basic investment alternatives to consider for retirement include mutual funds, stocks, and bonds. Your investment program needs to consider the rate of return, your risk tolerance, diversification, and your time horizon. Also, when evaluating investments, you must be careful to compare the after-tax yield you will be earning from each investment (see the section Comparing Taxable and Tax-Exempt Yields).
Young people investing for retirement (on a tax-deferred, tax-free or non–tax-deferred basis) have a long-term time horizon, and investing in mutual funds can make sense. As you get closer to retirement, more conservative investments, such as bonds, cash, and fixed annuities, may be more appropriate.
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To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
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Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.